Oxford Club’s Financial Keys

With more than 80,000 members in over 100 countries, the Oxford club is an international investment club based in Baltimore, Maryland. It issues monthly newsletters, research notes and other financial items. It is a subsidiary of Agora Inc.

The Oxford Club recently put out an advisory note to investors for the year 2018. Alexander Green, the Chief Investment Strategist wrote the note and advised on steps you can take to make money on investments and in the markets. One piece of advice was to save more, and he mentioned that almost a quarter of Americans have less than $1,000 saved. He says that millions of Americans need to understand this concept and cites the 2017 Retirement Confidence Survey.

He also cautions that investment costs are too high, and that three quarters fund managers fail to outperform an unmanaged benchmark. He also mentions that investment fees and returns are negatively correlated, and that is particularly for fixed income products, and it is in this area particularly that fund managers get rich, while the investor may not gain to the same extent- food for thought.

Oxford Club also suggests re-balancing your portfolio and that you should sell back asset classes that have appreciated the most and buy those that have lagged the most. Green says that forcing you to sell high and buy low, adds to your long term gains and reduces your risk. He also says asset allocation is key. He also gives technical analysis tools advice in the midst of the article.

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